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♥ Sunday, September 06, 2009♥

Passing one quater of a century, most of my frenz are either married, getting married or seeking for their love ones. Some are even faster to have babies already.

Financial planning is the most important factor for retirement planning but recently one of my colleague share there's also another important factor - family planning. As much as i HATE crying babies/ noisy kids, we have to start planning now. I have worked out the following base on our target to retire by 55 - 60.

Base on both our age and income level, the most ideal scenario for us is to complete our family (2 kids) latest by age of 31.

But of coz this is only base on mid income level calculation.. If u and partner combine income is 8k and above then you will have additional few more years of buffer to complete your family.

60 - 27 = 33 (Girl)

60 - 29 = 31 (Boy)

Girls

JC - 18 yrs

Poly - 19 yrs

Fr Poly to Uni (local) - 24

From Poly to Uni (overseas) - 22

Stabilize Career - 27 or 25

Boys

JC - 18 yrs

Poly - 19 yrs

NS - 23 yrs

Fr poly to Uni (local) - 26

From poly to Uni (overseas) - 24

Stabilize Career - 29 or 27


Aiyiko XOXO